Computer and IT Hardware & Software
Elevate your business with our seamless Computer & IT Hardware & Software financing. Stay ahead in technology while preserving your capital with our flexible solutions.
Applying is free and won’t impact your credit.
Amount
$25,000- $1,000,000
Time to Fund
As Fast As 24 Hours
Payment Terms
2-7 Years
Interest Rate
As Low As 7.5%
Reviews
Hear what people have to say about Equipment Financing
Choosing Lendia Co for our Computer & IT financing needs was undeniably smart. Their competitive rates, transparent terms, and a dedicated team have proven to be instrumental in driving our technological success.
Ronald Richards
InfraLogic IT Services
Lendia Co's Computer & IT financing streamlined our tech upgrade. With quick approval and a highly supportive team, the entire process was a breeze, empowering us to propel our business into the digital future.
Theresa Webb
SynthWave Technologies
The speedy approval, personalized attention, and unwavering commitment make Lendia not just our financing preference but a cornerstone in our journey to technological excellence .
Jacob Jones
CodeCraft IT Services
Shaping the Future
Trusted Tech Funding Empowering Your IT Journey.
Enhance your Computer and IT Hardware & Software initiatives with our reliable financing, designed for customized success and sustained growth.
Building Futures🚀
Join the Ranks of 1000+
Businesses Funded
Navigating the heights of Success for Computer & IT Businesses.
Upgrade your computer and IT hardware & software seamlessly with Lendia Co's financing options. Explore a variety of financing structures with competitive interest rates, offering choices for secured loans or leases.
At Lendia Co, we are committed to providing dedicated support and flexible financial solutions to fuel the growth and efficiency of your technology investments.
- Tailored finance with equipment expertise.
- Adapt to business needs effortlessly.
- Drive growth through collaborative solutions.
Benefits
Powering Your Business Forward.
Enhances Cash Flow
Hardware and software financing secures financial liquidity, enabling strategic resource allocation and maintaining flexibility.
Stay AheadÂ
Leasing keeps you current with technology, offering an easy path for upgrades at the lease end.
Tax Benefits
Your equipment purchases may qualify for tax deductions under Section 179 of the U.S. tax code.
Flexibility in Upgrades
Financing grants you the freedom to access essential equipment, enabling you to bid on additional jobs and foster business growth.
Critical Choices
Should I Loan or Lease Which is the Best Choice?
Monthly payment options for leasing and financing Computer & IT Hardware & Software vary in flexibility, collateral needs, and equipment lifespan suitability.
| Loan | Lease |
|---|---|
| Gains ownership of the financed asset upon full repayment. | Â Lessor typically retains ownership, allowing flexibility at lease end. |
| Offers more flexible terms, allowing varied repayment structures to suit your company's cash flow. | Â Leases provide options to easily upgrade equipment, accommodating evolving business needs. |
| Your company is responsible for the maintenance and upkeep of the asset. | Â Maintenance responsibility often falls on your company, ensuring optimal asset performance. |
| Assumes the impact of asset depreciation, influencing financial statements. | Â The lessor bears the impact of asset depreciation, minimizing financial impacts. |
| Interest paid on the loan is typically tax-deductible. | Â Lease payments may be deductible as business expenses. |
Leasing and financing for Computer & IT Hardware & Software both provide the advantage of avoiding an outright purchase, with monthly payments from the lessee or borrower. However, distinctions exist: in a lease, fixed-term and non-negotiable monthly fees are standard, while financing allows for early repayment.
Leasing uses the equipment as collateral, while financing may require additional security. For long-lived equipment, financing or a lease-to-own option may be cost-effective, while for shorter-lived equipment, leasing could be the more economical choice.
Various leasing structures offer options to own, purchase, or return the equipment at the lease's end.
Funding Process
Unlock Your Funding with 3 Simple Steps!
You could opt for the traditional bank route with a lengthy application process and a 75% rejection rate. However, if you're seeking financing within a reasonable timeframe plus competitive rates, Lendia CO provides a quicker and simpler application process to get you the equipment you need.
Apply NowFill Out Application
Feel confident in the security of your information – we never share or sell anyone's data, ever.
Receive Matches
Access diverse loan options from our 50+ lender network and receive personalized guidance from dedicated funding managers to assess pros and cons.
Get Funded
Upon approval, you can access your capital in as little as 24 hours.
Why Us?
Why Lendia CO Excels in Equipment Financing.
Funding Expertise
Benefit from our extensive experience financing thousands of equipment loans and leases.
Knowledge in Equipment Funding
Rely on our experts for comprehensive guidance in all aspects of IT software and hardware funding.
Competitive Rates
Enjoy industry-leading rates and outstanding service for a streamlined financing experience.
Versatile Equipment Solutions
From standard machinery to specialized equipment, we handle it all with a one-stop approach.
Quick Links
Useful Resources for Small Business Owners.
Alberto Olson
DataVibe Tech
Lendia Co made our IT upgrades hassle-free! Their financing options for hardware and software were flexible, and the process was smooth. A reliable partner for tech fundings!
Empower Your Business Today!
Secure Your Equipment Financing for Growth and Success.
